Make work optional.Keep it that way.
The independent family office for company employees, business owners, and retirees with $1M+.
Fee-Only · SEC Registered · Fiduciary ·
Portland, Oregon · Nationwide
You don't get the years back.
Most of the people we meet aren't worried about being bad with money. They're worried about the years. A tax bill that didn't have to happen. A stock held a little too long. A business sold without a plan. None of it is a disaster on its own. It just means working a few more years to make up for it.
And those years come out of the ones you were saving for. The ones with the kids. The trip you keep putting off. The morning you finally don't have to set an alarm. That's what's actually at stake here. Not the money. The time.
Does any of this sound familiar?
These are the things people tell us in the first meeting, almost word for word.
“I'm good at my job. I just don't have the hours to do this well too.”
“I don't want to become a tax expert. I want it handled by someone I trust.”
“I have an advisor, a CPA, and an attorney. None of them talk to each other.”
“I'm not sure the advice I'm getting is right, and I wouldn't know how to check.”
“Nothing shows me the whole picture. I couldn't tell you if we're okay.”
“I keep meaning to deal with this. There's never a slow week.”
If you nodded at a couple of those, you're in the right place. Nothing on that list is a character flaw. You built something real, and real things come with a kind of complexity nobody prepared you for. It shouldn't all sit on your shoulders. That's what we're here for.
Everything under one roof.
The Capitol Family Office Formula coordinates every key area of your financial life. You skip the time, the headaches, and the costly mistakes, and get back to what actually matters.
Wall Street treats you like a number and expects you to coordinate everything.
Our family office is built to do it for you.
We saw it firsthand.
We started our careers inside the big Wall Street firms and left because we didn't like what we saw.
If you’ve ever felt like a number, been pitched another product when you needed a plan, or lost weekends trying to coordinate the investments, taxes, legal work, and insurance yourself, you’ve felt what we saw.
Since 2011, we’ve run the alternative. An independent family office backed by forty years of combined experience, a fiduciary duty on every dollar, and the Capitol Family Office Formula doing the coordinating for you. Accountable to no one but the families we serve.
Three easy steps.
Inquire
Five minutes tells us both whether Capitol Family Office is the right fit.
Discovery Meeting
A free second opinion. A 45-minute conversation about where you stand today and where you could do better.
Onboarding
First-class service with scheduled meetings throughout the year.
First-class service, without the ultra-wealthy minimum.
Our approach brings first-class service, advanced planning, and execution to families starting at $1M.
Make work optional.
- →Know how soon you can stop working, and what gets you there sooner.
- →Every benefit your company gives you, put to full use. You don't have to be the expert.
- →A plan that still works if you change jobs, get laid off, or the stock drops.
Make the business work for you.
- →Business and personal money planned as one, by people who’ve made payroll themselves.
- →Keep more of what it earns, and know what would make it worth more.
- →When you’re ready to step back, one plan for the sale and the paycheck after it.
Keep work optional.
- →Know you won't run out of money, with the numbers to prove it every year.
- →One office handling the taxes, the paperwork, and the details, so you don't have to.
- →Your family knows where everything is and who to call, before they ever need to.
What changes when the whole thing is handled.
You know the date work becomes optional, and the plan that keeps it that way.
Your weekends are yours again. The coordinating is our job now.
One office answers for all of it: growing it, keeping it, protecting it, passing it on.
You’re known by name, never managed as a number.
Everybody gets one life. Nobody gets told how long. So the only thing that really matters is how much of it you spend doing what you'd choose, with the people you'd choose.
Most people spend too much of it at a job, not because they love it, but because nobody ever showed them their number: what their life actually costs, and when they'll have enough to stop. So they keep going. Some of them get the years back. A lot of them don't.
Our job is to show you the number, get you there as fast as it's safe to, and keep you there while the world keeps changing. After that, work is optional. Keep going if you love it. Do something different. Do less. Do nothing. Your call, and that's the point.
And while you're still working toward it, you shouldn't have to run a second job managing the money. That's ours.
Straight answers to the questions that matter.
01 Are you a fiduciary?
Yes. On every dollar and every recommendation, structurally and contractually. Capitol Family Office is an independent, SEC Registered Investment Adviser with no proprietary products.
02 How do you charge?
One transparent advisory fee, agreed in advance. We are paid only by our clients. Nothing is sold to you, and nothing is hidden from you.
03 Who do you work with?
Company employees, business owners, and retirees. Families with $1M+ in investable assets, across the United States.
04 What is your minimum?
$1M in investable assets, counting things like your 401(k), IRAs, brokerage accounts, and company stock. Not sure whether you're there? Fill out the form anyway and let's have a conversation.
05 Can you manage my 401(k) without moving it?
Potentially. Many large companies let an outside advisor manage your 401(k) right inside the plan, so nothing moves and you keep every benefit the plan gives you. Every company sets its plan up differently, so we'll look into yours and tell you exactly what's possible.
06 Where is my money held?
At Schwab, Fidelity, or LPL, in accounts titled in your name. Your assets are never held by Capitol Family Office. We can advise and trade; only you can move money.
07 Where are you located?
In the Portland, Oregon area. All meetings happen over video, so we work with families across the country as easily as across town. Capitol Family Office is a fee-only financial planner and fiduciary, independent since 2011.
08 How do we get started?
Inquire. A few quick questions and a discovery meeting with Erica tell us both whether Capitol Family Office is the right fit.